Financial Services

Financial services are offered through our partner firm, Verrier & Associés.

Life Insurance (term and permanent): Obtain protection to cover funeral expenses, leave a legacy, pay taxes upon death, settle debts, or maintain your standard of living.

Critical Illness Insurance: Receive a lump-sum payment upon diagnosis of a critical illness to protect your assets and help cover related expenses.

Disability Insurance (Salary): Protect your income in the event of disability.

Loan Insurance (life, disability): For peace of mind, insure your loans and preserve your assets.

Estate Planning: Organize the transfer of your assets (property and finances) according to your wishes, whether in the event of death or incapacity.

Buy-Sell Funding (death and disability): Enables business owners to buy out partners' shares in the event of death or disability.

Business Overhead Expense Insurance: Designed to help business owners cover fixed and ongoing expenses such as salaries, rent, property taxes, and utilities in the event of disability.

Proteck Solution: An alternative to traditional group insurance plans (life, disability, critical illness, travel, claims services).

Investment Solutions (segregated funds and mutual funds – RRSP, TFSA, FHSA, non-registered, GICs, annuities): Build a savings and investment strategy for the short, medium, and long term.

Retirement Analysis and Planning: Project your retirement income to help you achieve your goals based on your age and available income.

Commercial Loan Protection: Helps reduce the financial impact of illness or injury affecting the business owner by assisting in meeting financial obligations.

Shared Critical Illness Insurance: Ensures business continuity in the event of a critical illness. A tax-free lump sum is paid to the business, with the possibility of receiving up to a 100% non-taxable premium refund.

Key Person Insurance: Provides the working capital needed to continue operations by replacing a key individual in your business in the event of death or disability.